Professional Liability Insurance (E&O) for Environmental Engineers

We provide professional liability insurance to environmental engineers in select states. This type of coverage is also called errors and omissions (E&O) insurance.

What do environmental engineers do?

Environmental engineers use the principles of engineering to protect human health and the environment by improving the quality of air, water, land and by cleaning up polluted sites.

They are heavily involved in the recycling of used materials which can be converted into reusable products.

Why do environmental engineers need professional liability insurance?

Environmental engineers deal with complex issues which involve a high level of technical ability and knowledge. Because of the nature of their work, they have multiple opportunities to make an error or omission while working on a project. In the event of a lawsuit, they will have to defend their work and could be liable for large sums of money if found to have been negligent. Those working on large projects can also be included in a lawsuit, along with all other professionals involved in the project, even if no error or omission was made. In any case, legal fees tend to be significant.

It is therefore vital for environmental engineers to have professional liability insurance protection.

What protection does a professional liability insurance policy provide?

Professional liability insurance provides environmental engineers with protection against damages and legal fees. Professional liability policies provide coverage for claims made against engineers by reason of a negligent act, error or omission in the performance of services.

What policy limits and deductibles are available?

Professional liability policy coverage starts at $100,000/$100,000 (per claim/annual aggregate) up to policy limits of $5 million/$5 million. The most common policy limits for professional liability coverage are $1 million/$1 million. Deductibles starting at $1,000 are generally available.

We provide professional liability coverage in the following states
Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Maryland, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Utah, Vermont, Washington, Wisconsin, Wyoming.