Florida Errors and Omissions (E&O) Insurance for Architects and Engineers
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Architects and engineers in Florida face exposure to E&O and malpractice lawsuits based on alleged breach of contract and failure to exercise due care. If found responsible or as having been negligent, Florida architects and engineers can be held responsible for significant damages.
Even if a lawsuit is not justified, Florida architects and engineers still face costly legal fees. It is therefore vital for architects and engineers in Florida to have the proper E&O protection.
Florida Engineers Errors and Omissions Insurance
We provide E&O insurance to all engineering specialties in Florida, including:
- Civil Engineers
- Structural Engineers
- Geotechnical Engineers
- Mechanical Engineers
- Electrical Engineers
- Transportation Engineers
- Chemical Engineers
- Environmental Engineers
- Materials Engineers
No matter how well an engineering project is completed, the potential for actual or alleged errors and omissions never disappears. This is why Florida engineers need E&O insurance.
Florida Architects Errors and Omissions Insurance
Architects in Florida, just like engineers, face the possibility of being sued for any type of actual or alleged errors and omissions, no matter how well a project was completed. Even if the allegations are not justified, they can still face significant legal fees. This is why Florida architects should have the appropriate protection provided by E&O insurance.
We offer E&O insurance to Florida architects working in all fields, including design, construction, and interior design working on residential, commercial, or industrial projects.
What Coverage Does an E&O Insurance Policy Provide Florida Architects and Engineers?
Errors and omissions insurance provides coverage for claims made against Florida architects and engineers by reason of a negligent act, error or omission in the performance of professional services.
Errors and omissions insurance policies for architects and engineers in Florida are typically issued on a claims made basis. This type of policy provides coverage for claims reported during the policy period which are the result of on an act, error, or omission incurred on or after the retroactive date. The retroactive date in effect determines the beginning of coverage.
What Policy Limits and Deductibles Are Available to Florida Architects and Engineers?
Architects and engineers in Florida can choose errors and omissions insurance policy limits starting at $100,000/$100,000 (per claim/annual aggregate) up to policy limits of $5 million/$5 million. The most common policy limits for errors and omissions are $1 million/$1 million. Deductibles starting at $1,000 are generally available to Florida architects and engineers.