Professional Liability Insurance (E&O) for Transportation Engineers

We provide professional liability insurance to transportation engineers in select states. This type of coverage is also called errors and omissions (E&O) insurance.

What do transportation engineers do?

Transportation engineers work on the design, operation and management of transportation facilities such as highways, streets, railroads, mass transit, and airfields. Transportation engineers design systems that allow for the safe and efficient transit of people and goods.

When designing a transportation system, transportation engineers must comply with professional engineering standards and state or federal construction code. Transportation engineers must also have a good knowledge of economics, finance, and administration.

Why do transportation engineers need professional liability insurance?

Transportation engineers deal with complex issues which involve a high level of technical ability and knowledge. Because of the nature of their work, transportation engineers have multiple opportunities to make an error or omission while working on a project. In the event of a lawsuit, transportation engineers will have to defend their work and could be liable for large sums of money if found to have been negligent. Transportation engineers working on large projects can also be included in a lawsuit, along with all other professionals involved in the project, even if no error or omission was made. In any case, legal fees tend to be significant.

It is therefore vital for transportation engineers to have professional liability insurance protection.

What protection does a professional liability insurance policy provide?

Professional liability insurance provides transportation engineers with protection against damages and legal fees. Professional liability policies provide coverage for claims made against engineers by reason of a negligent act, error or omission in the performance of services.

What policy limits and deductibles are available?

Professional liability policy coverage starts at $100,000/$100,000 (per claim/annual aggregate) up to policy limits of $5 million/$5 million. The most common policy limits for professional liability coverage are $1 million/$1 million. Deductibles starting at $1,000 are generally available.

We provide professional liability coverage in the following states
Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Maryland, Michigan, Minnesota, Missouri, Nebraska, Nevada, New Jersey, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Utah, Vermont, Washington, Wisconsin, Wyoming.